How can we tell if a program is eligible for PSLF? if they are categorized as not-for profit it counts right? < except HCA, most programs are qualified < so based on loan burden, academic salary vs pp salary in our area, it might be worth it to pursue PSLF? < Any derm people can do PSLF as long as they are working for academic teaching hosptitals for 10 years s/p graduation of medical school. It's up to you to decide what works for you. If you want to get rid of loan ASAP, then go to PP. If you are not in a rush then stay in academia < crying with a 300k loan burden with 5-8% interest rate ;-; < Inflation at 7% though. :) < ELI5 if salaries arent increasing why is inflation good ? or is the smiley face a sarcastic smiley. << Not sarcastic. If you have a fixed interest rate on your loans and the interest rate is < inflation rate. The debt burden is lower. Most programs adjust salary for inflation (at least partially).